Medium-term or long term
High limit financing.
Medium-term and long-term financing provided for the purchase of capital goods/fixed assets, new project financing or project expansion of a company, for example buildings, machinery, heavy equipment, vehicles.
- Financing limit: > Rp500 million to Rp5 billion
- Gross Annual Sales: up to Rp25 billion
- IDR Currency
- Medium-term/long-term (flexible with the capability of customers)
- Optional contracts: mark up/cost plus (murabahah), diminishing partnership (musyarakah mutanaqisah), financial lease with purchase option (ijarah muntahiyah bit tamlik/IMBT), diminishing partnership (musyarakah mutanaqisah/MMQ) flexible with the needs for investment
- The main collateral becomes the financing objects.
What are the requirements?
- Valid business legality (Deed of establishment/amendment along with their validation, Trading License, Company Registration Number, Certificate of Domicile, Taxpayer ID Number.)
- Minimum business experience: 3 years
- 6 months’ account statements
- For self-employed, valid individual legality (ID Card, Taxpayer ID No., Marriage Certificate, Family Certificate)
- Proof of valid collateral ownership