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BSM RTGS (Real Time Gross Settlement)




To facilitate customers in the conduct of business transactions, especially financial transactions to guarantee the customers’ credibility.



Funds the customers transfer can be received in a matter of minutes by the destination bank safely and easily.



Customers do not need to carry cash to complete their business transactions.

BSM RTGS (Real Time Gross Settlement)

Interbank rupiah currency money transfer services within one or between cities in real time. The transfer proceeds are received in a matter of minutes.


  • Transfer can be made throughout the Bank Syariah Mandiri branches
  • Only in rupiah currency
  • Transfer time is limited within the period as Bank Syariah Mandiri may determine.

Targeted Customers:

  1. Individuals
  2. Entities/legal entities.


What are the requirements?

  • A completed transfer slip
  • Subject to an RTGS fee under the provisions of Bank Syariah Mandiri.
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