Bring your ease of transactions into being

Easy
Ease of distributing zakat and infaq.

Smart-Banking
Easy of using BSM e-banking services

Save
Save and Secured

Savings in rupiah with withdrawals and deposit at any time during the cash hours with the BSM counters or via ATM.
Features & Fees:
- Within the sharia principles under the unrestricted profit sharing principle (mudharabah mutlaqah)
- Competitive profit sharing
- Online throughout the BSM outlets
- BSM Card facility, serving as an ATM & debit card, and a discount card with merchants in cooperation with BSM
- e-Banking facilities: BSM Mobile Banking and BSM Net Banking
- Minimum initial deposit: Rp80,000 (individual) and Rp1,000,000 (non-individual)
- Minimum subsequent deposit: Rp10,000
- Minimum balance: Rp50,000
- Account closure fee: Rp20,000
- Administration fee: Rp10,000
Benefits:
- Save and secured
- Ease of transactions throughout the BSM outlets
- Ease of transactions at any place using e-banking BSM services
- Ease of distributing zakat, infaq and alms.
What are the requirements?
Individuals:
- Indonesian citizens: ID Card/Passport, Taxpayer ID Number
- Foreign citizens: Passport and Temporary Stay Permit/Limited Stay Permit (KIM/KITAS).
Non-Individuals:
Legal Entities:
- Personal identity: A copy of ID Card/Limited Stay Permit/Passport of all the management under the Articles of Association
- Deed of Establishment/Articles of Association and Deed of Amendment thereof
- Domicile Certificate, Trading License/business license from the competent agency, Company Registration Number, Taxpayer ID Number
- Letter of special appointment as the Head of Branch or the Head of Finance Division/Treasurer of the Company/Body/Agency, if required
Non-Legal Entities:
- Personal identity: A copy of ID Card/Limited Stay Permit/Passport of all the management under the Articles of Association
- Deed of Establishment/Articles of Association and Deed of Amendment thereof or activity license or objectives of the association/organization from the competent agency
- Certificate of the composition of the management of the association/organization and letter of appointment of those authorized to represent the association/organization in dealing with the bank